If your financial needs have changed and you wish to refinance your current home to take advantage of lower rates and payments, shorten the length of the loan to pay it off sooner, or tap into the equity for home improvements, consolidation, or other financial needs, let one of DCFCU’s Mortgage Advisors qualify you and discuss your options and repayment terms. Dade County Federal Credit Union offers financing on first mortgage for your single-family home, townhouse, or villa. No condominiums. No manufactured housing. No vacant land. No construction loans.
Low closing costs – may be financed with a loan
Low fixed rate Mortgages up to 30 Years (Primary Residence)
Conventional Mortgages:
Up to 95% financing with no cash-out – subject to PMI
Up to 80% financing with cash out
Jumbo Mortgages:
Up to 80% financing
FHA (Federal Housing Administration) Mortgage:
Insured by the U.S. government
Low down payment
VA Mortgages:
Up to 100% financing for Primary Residence
Available for service members, veterans, and eligible family members