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HOME PURCHASING

Before purchasing a home let one of Dade County Federal’s experienced Mortgage Advisors assist you in fulfilling your dream while guiding you through the pre-qualification process. Dade County Federal Credit Union offers financing on first mortgage for your single-family home, townhouse, or villa. No condominiums. No manufactured housing. No vacant land. No construction loans.

Conventional Mortgages:

  • Low fixed rate Mortgages up to 30 Years (Primary Residence)

  • Low closing costs

  • 3% minimum down payment for qualified borrowers – subject to PMI

 

Jumbo Mortgages:

  • Low fixed rate Mortgages up to 30 Years (Primary Residence)

  • Low closing costs

  • Minimum down payment 20%

 

FHA (Federal Housing Administration) Mortgage:

  • Insured by the U.S. government

  • Low down payment

 

VA Mortgages:

  • Up to 100% financing for Primary Residence

  • Available for service members, veterans, and eligible family members

  • Low fixed-rate Mortgages for up to 30 years

  • Low closing costs

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*Mortgage loans are subject to income, credit, and collateral evaluation. Mortgage loans over 80% loan-to-value may require mortgage insurance. DCFCU membership required. Products offered, terms, and conditions are subject to change or cancellation without notice. Other restrictions may apply. The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE) is a federal law designed to protect consumers and reduce fraud.   http://www.nmlsconsumeraccess.org/. The NMLS ID unique to Dade County Federal Credit Union is 410320. Individual MLOs working for Dade County Federal Credit Union also have specific NMLS IDs. Please click to see each individual  MLO.

1500 NW 107 Avenue, Miami, FL 33172

305-471-5080

*Mortgage loans are subject to income, credit, and collateral evaluation. Mortgage loans over 80% loan-to-value may require mortgage insurance. DCFCU membership required. Products offered, terms, and conditions are subject to change or cancellation without notice. Other restrictions may apply. The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE) is a federal law designed to protect consumers and reduce fraud.   http://www.nmlsconsumeraccess.org/. The NMLS ID unique to Dade County Federal Credit Union is 410320. Individual MLOs working for Dade County Federal Credit Union also have specific NMLS IDs. Please click to see each individual  MLO.